Coming Up on ForYourBenefit

November 25, 2019: Getting the Most Benefit Out of the Plan You Choose

Hosts Bob Leins, CPA® and Tammy Flanagan, Senior Benefits Director NITP, welcome back Paula S. Jakub, RHU; CEO of The American Foreign Service Protective Association, sponsor of the Foreign Service Benefit Plan.  Today’s topic will focus on things to consider during Federal Open Season and how to get the most out of the Health Plan you choose.  Paula is a Subject Matter Expert in Federal Health Insurance and serves on the adjunct faculty of the Foreign Service Institute.  Paula will discuss:



  • Focus on personal support
  • Understanding the programs and services available to you
  • Where to start
  • Collaboration on chronic conditions
  • Using the plan’s wellness programs
  • Consider how you use health care
  • Coordination with Medicare



  • Make sure you understand these supplemental plans



  • Pre-tax reimbursement for eligible costs
  • What is an eligible cost?
  • Rules on carryover amounts

For questions or comments, email us in advance at

A Look Ahead

Federal Open Season is November 11, 2019 - December 9, 2019.   

ForYourBenefit programming will feature benefits providers and experts focusing solely on Federal Open Season.

October 21   AETNA Federal Plans
October 28   VSP Vision Care & Tips for Open Season with Ray Kirk, Federal Benefits Specialist, NITP
November 4   Options During Open Season with U.S. Office of Personnel Management (OPM)
November 11   Government Employees Health Association, Inc. (GEHA)
November 18   Consumers' Checkbook Guide with Walton Francis
November 25   FEHBP Open Season - Getting the Most Benefit Out of the Plan You Choose with Paula Jakub, AFSPA
December 2   Kaiser Permanente (KP)
December 9   Dominion National Dental & Wrap-Up Open Season with Tammy Flanagan, Senior Benefits Director, NITP

Download the NITP Federal Open Season Online Resources Guide HERE.

Most Recent Past Shows

These and previous episodes are available on-demand.

November 18, 2019:  The Consumers' Checkbook Guide, with Walton Francis, insurance expert and author,

November 11, 2019:  Federal Open Season with GEHA - Government Employees Health Association, Inc., with Brian Sperling, Senior Account Manager, and Marci Nielsen, VP Policy and Strategy, with Government Employees Health Association, Inc.

November 4, 2019:  Federal Open Season with U.S. Office of Personnel Management, with Jay Fritz, Program Manager, Program Support and Analysis, Healthcare and Insurance, U.S. Office of Personnel Management

October 28, 2019:  Federal Open Season with VSP, with Dan Morgan, Senior Vice President and General Manager for Commercial Markets at VSP Vision Care

October 21, 2019:  Federal Open Season with AETNA, with Tom Bernatavitz, Vice-President of Aetna Federal Plans








































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ForYourBenefit , NITP’s weekly radio program, presents information and strategies to help the Federal worker plan and navigate the unique issues of each career stage.   Join us each week as our guests discuss topics of interest including Federal benefits, financial planning/literacy, retirement concerns, FEHB Open Season, the Thrift Savings Plan, and much more.