By: Karen Schaeffer, CFP®
By: Vanessa Craddock, Federal Benefits Specialis
Published: December 2019
By: Maureen Wilkin, Federal Benefits Specialist, NITP
Published: November 2019
By: Michele Bollier, Federal Benefits Specialist
Published: October 2019
Michele Bollier, Federal Benefits Specialist, NITP, is a retired Federal employee. She worked for the Federal government for over 30 years focusing on Federal benefits. Since then, she has been a seminar presenter for NITP.
By: Karen Schaeffer, CFP®
Published: September 2019
You’re Going to Love the New and Improved TSP!
For years (ok, let’s be honest, decades) when participants in our retirement classes learned of the limited withdrawal options from the Thrift Savings Plan (TSP) they were stunned. For Traditional TSP accounts the choices amount to:
By: Vanessa Craddock, Federal Benefits Specialist
Published: August 20, 2019
By: Maureen Wilkin, Federal Benefits Specialist
Published: July 18, 2019
If you are a soon-to-be-retired Federal employee, you should begin the retirement application “paper chase” about six months before the date you plan to retire. No need to panic. It actually requires less paperwork for you to leave Federal service than it did for you to enter! Continue reading
By: Phil Gardner, Federal Benefits Specialist
Published: June 20, 2019
Getting ready to retire? Your agency benefits officer wants you to start the process 3 to 6 months ahead of your retirement date. Here are some things to think about before setting up your meeting. Your benefits officer will provide you with full details and an estimate of your annuity. Continue reading
By: Marc S. Levine, Esquire
Published: May 20, 2019
What are some of the practical considerations when a loved one dies? A lot of my work [or “an estate planning attorney’s work”] with clients is about planning for some low-probability / high-impact events – such as an early or unexpected death, as well as planning for the reality that all of us will pass. This is one of the most important aspects of what we do – helping people navigate what can be a complicated maze of what has to be done after someone dies. Continue reading
By: Ray Kirk, Ph.D., Federal Benefits Specialist
Published: April 22, 2019
Banks, car dealers, credit card companies, newspaper columns all talk about credit scores and credit reports. Do you know how they differ and what they are used for?
A credit report chronicles your credit history — a credit score predicts your credit future.
A credit report is the detailed history of your credit use and repayment patterns. A credit score is a single number, based on an algorithm, predicting your credit risk based on the information in your credit report at one point in time.