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The National Leader in Federal Pre-Retirement and Benefits Training Since 1984

NITP offers training seminars on Federal Benefits, Financial Planning, Thrift Savings Plan Options/Investments for employees at all stages of their Federal careers: Early-Career Employees, Mid-Career Employees, and Pre-Retirement Employees.

The seminars address the Federal Employees Retirement System (FERS), the Civil Service Retirement System (CSRS) as well as the special retirement provision for law enforcement officers, firefighters, and air traffic controllers, when applicable.

We work with your HR/Training Officers to produce the seminar that meets your Federal Agency needs.  In addition to Federal Benefits and Financial Planning, available topics include (but not limited to):  Income Tax Planning, Estate Planning, Lifetime Health and Fitness, and Transition to Retirement.  We provide classroom instruction, as well as a number of distance learning options. Contact us for more information on topics and modes used to deliver seminars and webinars.

NITP Monthly Webinar Series
Mortgages:  Purchasing or Refinancing -
Do Your Homework

Date:  April 9, 2020 at 2:00 P.M. EDT

Featured Presenter:  Brian Kurrus, Certified Financial Planner®


About the webinar

Thinking about moving?  Owning instead of renting?  Wondering if you should refinance or pay off your mortgage? Then it’s time to do your homework.

  • Determining How Much You Can Afford: What kind of down payment do you need? How much of your income can you apply to your mortgage?
  • Types of Mortgages: Fixed, Adjustable, FHA, VA, Jumbo.  What’s the difference and which one is right for you?
  • Expenses Beyond Your Mortgage: How to evaluate condo and HOA fees, repair costs and other expenses beyond your mortgage.
  • Tax Deduction Limits: Is your mortgage giving you a tax break? Can you deduct your real estate taxes and mortgage interest?
  • Refinancing: Should you consider? When and why?
  • Making Extra Payments Towards Your Mortgage: Does it make sense? What’s the benefit?
  • Reverse Mortgage: What is it and why would one consider it? What are the risks?


Click here to register for and attend the webinar