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Thinking about Social Security? Don't Apply too soon!
Click here to register and listen to the 1-hour recorded version, available until March 12, 2014.
Roughly 10,000 Baby Boomers will turn 65 today, and about 10,000 more will cross that threshold every day for the next 16 years (http://www.pewresearch.org/daily-number/baby-boomers-retire/). If you are qualified to receive Social Security retirement benefits, you will be able to file for your benefits between age 62 and 70. Whether you file early or late will be determined on how you answer the following questions:
1. Are you still working?
2 .Do you need the money?
3. How long will you live?
4. Who else is depending on your income?
5. Do you or your spouse have a pension from work not covered by Social Security (i.e. CSRS)
This webinar will explore the answers to these questions to help consider a strategy for claiming your own Social Security retirement benefits as well as couples strategies whether you are married, divorced or widowed. Join NITP’s, Senior Benefits Director, Tammy Flanagan, as she explores the strategies you can use to make the most of this valuable and often underestimated piece of your retirement pie. The live webinar will be interactive with polling questions to the audience and a live Q & A following the presentation, being moderated by Bob Leins, CPA NITP.
Topics will include:
· Overview of Social Security
· Understanding the basics of the computation
· Comparison of benefit projections at various application ages
· Spousal and widow’s examples
· How does CSRS fit in?