IN-THE-KNOW COLUMN
TAMMY'S GovExec ARCHIVES

July 2009
Federal Employees Face New Challenges When Purchasing
Long Term Care Insurance

All articles were written by Tammy Flanagan unless otherwise noted.

2009



Endless Summer, Endless Questions (06/26/09)
Setting a Date (06/19/09)
Military Payback: More Questions (06/12/09)
When You Go (06/05/09)

Payback Time (05/29/09)
Voluntary Contributions Revisited (05/22/09)
Long Term Change (05/15/09)
Special Considerations (05/08/09)
Midcareer Considerations (05/01/09)

When To Go (FERS Edition) (04/24/09)
Putting it Off (04/17/09)
Understanding Social Security (04/10/09)
No Fooling (04/03/09)

Leave: Take It Or Lump It? (03/27/09)
Disability Decisions (03/20/09)
Spousal Provision (03/13/09)
Freefalling FERS? (03/06/09)

What You Don't Know (02/28/09)
Questions & Answers (02/20/09)
Deposit Dirtections (02/013/09)
Don't Wait Until It's Too Late (02/06/09)

The Check Isn't in the Mail (01/30/09)
It Pays to Know (01/23/09)
Changes You Can Believe In (01/16/09)
The Index: 2009 Addition (01/09/09)

2008

Holiday Wishes (12/19/08)
Part B, Part Three (12/12/08)
Medicare, Part B (12/05/08)

Medicare Mysteries (11/21/08)
Review Time (11/14/08)
Dental Check Up (11/07/08)

High Interest (10/31/08)
Considering HDHPs (10/24/08)
Deep Breath (10/17/08)
What You Need to Know (10/10/08)
Take Charge of Your TSP (10/03/08)

Fers Flexibility (09/26/08)
CSRS vs. FERS: 2008 Edition (09/19/08)
Who's Responsible? (09/12/08)
Catch-22 Revisited (09/05/08)

The COLA FActor (08/29/08)
Opening SAMBA (08/22/08)
Mail Call (08/15/08)
Best Dates to Retire: Tax Considerations (08/08/08)
Best Dates to Retire 2009 (08/01/08)

Long Term Planning (07/26/08)
Maxing Out (07/19/08)
Mail Call Part 2 (07/12/08)
Mail Call (07/05/08)

Time of Transition (06/27/08)
Deposits & Credits (06/20/08)
To-Do-List (06/13/08)
The Benefits of Social Security (06/06/08)

Myth Busting (05/30/08)
TSP & Taxes (05/23/08)
Words of Wisdom (05/16/08)
Federal vs. Private (05/09/08)
Social Issues (05/02/08)

Survivor Benefits Q&A (04/25/08)
Supporting Your Survivors (04/18/08)
Make Retirement Easy (04/11/08)
Delayed Gratification (04/04/08)

Continued Coverage, Continued (03/28/08)
The 5 Year Test (03/21/08)
Countdown to Retirement (03/14/08)
Getting Social (03/07/08)

Keep Your Records (02/29/08)
Facing Disability (02/22/08)
Question Time (02/15/08)
Help (02/08/08)
Educate Yourself (02/01/08)

Buyer Beware (01/25/08)
Looking Ahead (01/18/08)
Changes for 2008 (01/11/08)
The Index (01/04/08)

2007

Annual Retirement Quiz (12/21/07)
Last minute Tips (12/14/07)
Healthy Options (12/07/07)

Two Weekends Left (11/30/07)
Frequently Asked Questions (11/16/07)
The Old Switcheroo (11/9/07)
So Many Choices, So Little Time (11/02/07)

More Questions, More Answers (10/26/07)
Questions & Answers (10/19/07)
A Little Lower (10/12/07)
Going Private (10/05/07)

Part B or not Part B (09/28/07)
Catch-62 (09/21/07)
Public or Private? (09/14/07)
The Latest on the TSP (09/07/07)

Laboring Another Day (08/31/07)
DIVORCE (08/24/07)
Feeling Special: Q & A (08/17/07)
Feeling Special (08/10/07)
Retirement Dates: Q&A (08/03/07)

Best Dates to Retire 2008 (07/27/07)
When to Retire (07/20/07)
The TSP's Future -- and Yours (07/13/07)
Eligibility Facts & Myths (07/06/07)

Deferred vs. Postponed (06/29/07)
The Retirement Process (06/22/07)
Retiring Women (06/15/07)
Retirement Checklist (06/08/07)
A Whole Different Kind of Service (06/01/07)

Crediting Volunteer Service (05/25/07)
Computing Your Service (05/18/07)
Retirement Estimate: The Details (05/11/07)
Basic Retirement Computations (05/04/07)

Estimating Your Benefits (04/27/07)
Honey Pot (04/20/07) by: Karen Rutzick
TSP Withdrawal Quiz (04/13/07)
Life Expectancy vs. Life (04/06/07)

Back to Work, Again (03/30/07)
Back to Work (03/23/07)
Service Interruption (03/16/07)
Part-Time Rules, Part Two (03/09/07)
Part-Time Rules, Part One (03/02/07)

Should I Stay or Should I Go? (02/23/07)
Short Term Benefits (02/016/07)
Taking Your (Sick) Leave (02/09/07)
Supplementary Information (02/02/07)

Supplementing FERS (01/26/07)
Taking Your Lumps (01/19/07)
'Survivor:' Federal Edition (01/12/07)
Getting Ready (01/05/07)

2009
Looking Ahead (12/22/06)
Test Your Retirement Knowledge (12/15/06)
Final Health Plan Tips (12/08/06)
Last-Minute Shopping (12/01/06)

Choosing Dental Coverage (11/17/06)
Retirement Custodians (11/10/06) by: Karen Rutzick
Best Dates to Retire 2007 (11/03/06)

In The E-Mailbag (10/27/06)
Counting COLAs (10/20/06)
Health Insurance Choices, Part Three (10/13/06)
Health Insurance Choices, Part Two (10/06/06)

Health Insurance Choices, Part One (09/29/06)
Life Insurance Options, Part Two (09/22/06)
Life Insurance Options, Part One (09/15/06)
COLA Wars (09/08/06)
Gone With the Windfall (09/01/06)


Tax Changes: Part Two (08/25/06)
Tax Changes: Part One (08/18/06)
The Long Haul: Part Three (08/11/06)
The Long Haul: Part Two (08/04/06)

The Long Haul: Part One (07/28/06)
Single Concerns (07/21/06)
Are You Ready? (07/14/06) by: Tom Shoop
Federal Couples (07/07/06)

Mixing Civilian and Military Retirement (06/30/06)
Smoothing the Transition (06/23/06)
Ensuring a Healthy Retirement (06/16/06)
Offsetting Penalty (06/09/06)
A Thoroughly Modern Retirement System (06/02/06) by: Karen Rutzick

The Early Way Out (05/26/06)
Leaving Early (05/19/06)
Who's Your Beneficiary? (05/12/06)
Voluntary Benefits (05/05/06)

More on Medicare (04/28/06)
Medicare ABCs (04/21/06)
Best of Both Worlds (04/14/06)
CSRS vs. FERS: The Reaction (04/07/06)

CSRS vs. FERS (03/31/06)
Withdrawal Options (03/24/06)
Really, You Can Retire! (03/17/06)
Spousal Benefits (03/10/06)
You Can Afford To Retire! (03/03/06)

Military Service Payback (02/24/06)
Redepositing CSRS Refunds (02/17/06)
Buying Retirement Credit (02/10/06)
A Great Date to Retire (02/03/06)
Getting Credit (01/27/06)

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