ForYourBenefit Radio Program


Listen live to ForYourBenefit each Monday morning at 10:05 EST on 1500 AM in the Washington DC metro area or online at www.federalnewsradio.com. Or, if you prefer, listen on your own schedule -- all shows are archived and available 24/7 through the Quick Links box on our website.

ForYourBenefit is NITP’s weekly radio show which features information and discussion on topics of interest to the Federal employee, including Federal Benefits, financial and retirement planning, and other issues.

Guests and topics change weekly –In 2014, our guests will help you plan and navigate through retirement issues and concerns.

July 28
ANNUITIES, PENSIONS, TSP AND SOCIAL SECURITY
What Strategies provide strength to support Retirement’s “Three-Legged Stool"?

Join co-hosts Bob Leins and Tammy Flanagan as they discuss these ever-important questions

  • What is the difference between an annuity and a pension?
  • How does an earned annuity differ from a purchased annuity?
  • How is the Federal earned annuity calculated – and can it be increased or decreased?
  • What is strategy and why is it so important to the “three legged stool” planning?
  • How is the TSP Annuity calculated?
  • How do these parts synch?

For some basic background information prior to the show, please see Tammy's Gov Exec article from July 17, 2014, "Are you Afraid of Outliving your Money?" from Government Executive.
Please email your questions in advance to foryourbenefit@nitpinc.com or phone in, once the lines are open, to 202-465-3080.


July 14
Insurance – What should you know about it?  What do you need?

Join our host, Bob Leins and co-host John Elliott as they welcome John Jilek, CFP, into the studio to take a frank look at insurance suggestions and explanations.

They will discuss the need to purchase insurance, what types to consider and why.  If you have questions about Life, Long Term Care, Disability, Liability/Umbrella insurance, this is your opportunity to hear a straight answer to your question(s).

  • Is there a good Insurance Timeline for Federal Employees?
  • When should I review my insurance coverage?
  • Why have I heard FEGLI will be more expensive in retirement?
  • If so when should I consider a private life insurance policy?
    •   What type as the names are confusing.
  • When should I consider Long Term Care Insurance?
  • Should I buy disability insurance and what options are there?
  • Do I need a liability insurance policy?
    •   Will it cover me professionally?

Please email your questions in advance to foryourbenefit@nitpinc.com or phone in, once the lines are open, to 202-465-3080.


July 7
A Look Ahead

Our hosts, Bob Leins and Tammy Flanagan will be joined with Federal News Radio Senior Correspondent Mike Causey for their annual mid-year discussion on the state of the Federal Workforce and recent events impacting Federal employment. Our discussions will include beginning career through retirement thoughts and comments.

Join Bob, Tammy and Mike for a candid look at legislation under consideration by Congress as well as recent rulings and guidelines having an immediate impact on benefits and personal finances. Our phone lines will be open for you to call in with questions.

Discussion topics will include but not limited to:
  • Phased Retirement
  • Possible COLA for those currently employed Feds
  • One ROLLOVER per year rule starting 1-1-2015
  • "Longevity Annuities" IRS Regulation announce July 1, 2014
  • TSP's Coordinator’s recent quarterly meeting


Click here for web links that provide useful information when listening to archived shows.


QUICK LINKS

ForYourBenefit Radio Show
Click here for web links that provide useful information.

Tammy's Weekly GovExec Articles

NITP Monthly eNewsletter